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DISCLAIMER: Although I do have experience in the personal finance field, I am not a registered financial planner, advisor, or investment agent. I do not claim to be the expert or provide professional financial advice. Honeybee Budgets and any content or resources made available on this site is for informational and entertainment purposes only. I am sharing my personal experience which may not be applicable to others. I am not liable for any losses or damages related to actions or results related to the content in this website. If you need specific financial advice, consult with a licensed professional financial advisor/planner who specializes in your specific need area.